Denim Does It

May 2nd, 2009

I picked up some denim today from a freecycle donor, and have denim on the brain right now.  What do I want to do with it?  So many options. 

I’ve been thinking about shopping bags and hot mats for the home; tiny skirts or shorts for the toddler; purses of all sorts made from various sized jeans pockets; part of a crazy quilt square done up in lace and ribbons; place mats and napkins edged in red and white with a well placed patriotic embroidery motif; vest and skirts and jumpers; cute kitchen curtains edged in white cotton lace; bags for walkers and wheelchairs; organizers and scatter rugs; doll clothes and quilts. 

Every where I look, I can envision denim.  What have some of your denim projects been?  Did you use new or repurposed denim or both?  Share your ideas with us.

The House in Grosvenor Square

May 2nd, 2009

It is time for a FIRST Wild Card Tour book review! If you wish to join the FIRST blog alliance, just click the button. We are a group of reviewers who tour Christian books. A Wild Card post includes a brief bio of the author and a full chapter from each book toured. The reason it is called a FIRST Wild Card Tour is that you never know if the book will be fiction, non~fiction, for young, or for old…or for somewhere in between! Enjoy your free peek into the book!

You never know when I might play a wild card on you!

Today’s Wild Card author is:
Linore Rose Burkard

and the book:

The House in Grosvenor Square

Harvest House Publishers (April 1, 2009)

ABOUT THE AUTHOR:

Linore Rose Burkard is the creator of Inspirational Romance for the Jane Austen Soul. Her characters take you back in time to experience life and love during the English Regency (ca. 1800-1830). With a unique blend of Christian faith, romance, and well-researched details of the period, Linore’s stories will make you laugh and sigh, keeping you glued to the page to the very last word. The House in Grosvenor Square continues the Regency Series which began with the wildly popular Before the Season Ends. Once again readers are invited to experience a romantic age, where timeless lessons apply to modern life, and happy endings are possible for everyone! Linore grew up in NYC, and now lives in Ohio with her husband and five children. A longtime fan of Jane Austen and Georgette Heyer, Linore delights in bringing Regency England to life for today’s reader.

Visit the author’s website.

Product Details:

List Price: $13.99
Paperback: 348 pages
Publisher: Harvest House Publishers (April 1, 2009)
Language: English
ISBN-10: 0736925651
ISBN-13: 978-0736925655

AND NOW…THE FIRST CHAPTER:

Mayfair, London

1813

Inexplicable. There was no other word for Mr. Mornay’s behaviour to her that morning, and Ariana Forsythe could think of naught else unless it changed. Soon.

She looked at him challengingly, where he sat across from her in his expensive, plush black coach. Faultlessly handsome, Phillip Mornay was dressed stylishly in a twin-tailed frock coat, buff pantaloons and polished black boots. His beautifully tied cravat puffed lightly out from an embroidered white waistcoat, and his dark hair and famously handsome features were framed by a top hat. Everything he wore looked new, his clothing always did; and yet he might have worn it a dozen times, so comfortable did he appear in his attire.

But he had barely looked at Ariana for more than a fleeting second since he had come for her

this morning, and it was beginning to grate on her nerves. She had to think of something to say.

“Tomorrow is the day I shall see the full of your house, is it not?” She had been in Mr. Mornay’s house in Grosvenor Square before, but this time she and Aunt Bentley were to get a tour, top to bottom, so she would feel more at home after the wedding. She and Mr. Mornay were betrothed to be married in two weeks.

The dark eyes flicked at her, and she felt a fleeting twinge of satisfaction.

“It is.”

She wanted to hold his attention, and began a smile, but he looked away, abruptly. What could be wrong? Mr. Mornay often studied her when they were together; she was so used to finding the dark-eyed warm gaze upon her, in fact, that she felt somewhat abandoned to be deprived of it, now. Had she done something to displease him? When he usually attended to her so deeply as though he could read into her soul?

They were on their way to the London Orphan Society, in Mr. Mornay’s upholstered coach-and-four, with its fashionable high-steppers and liveried footmen on back, to attend a special service at the Society’s Chapel. A lady was giving a dramatic reading from Scripture; a most celebrated dramatic reading. Ariana and Mr. Mornay had received invitations for the event, with encouragement to invite anyone of their acquaintance. Thus, there were also four other occupants in the carriage this morning, and seating was snug.

On either side of Ariana was a relation. Her younger sister, Beatrice, just turned twelve, was to her left, and her aunt and chaperon for the season, Mrs. Agatha Bentley, sat on her right. The ladies faced the gentlemen sitting across from them; first, Mr. Peter O’Brien, a future cleric, at Beatrice’s particular request; then Ariana’s future husband, Mr. Mornay, silent and unapproachable, and finally, the agreeable Mr. Pellham, her aunt’s betrothed. (She and her aunt were betrothed at the same time. A most fortuitous turn of events; Ariana ought to have been in raptures of joy.) But unless Mr. Mornay’s demeanour changed, Ariana could not enjoy herself. His inattentiveness was such a contrast to his usual behaviour that it was impossible for her to ignore it, or shrug it off as mere ill humour.

It seemed ironic now that when all had been uncertain about the wedding, (when Ariana had held out against her desire to marry Mr. Mornay because she would only marry a man who could share her spiritual life in God,) that up to then, his love and affection were painfully clear. And now, after Mr. Mornay had undergone a stark change in his religion; that is, when he came to believe in a personal, loving God, and the betrothal was settled, suddenly he was behaving as though he wished it were not.

Sitting across from her, he should have been engaging her with his usual intent gaze, smiling slightly at her remarks when she amused him or spoke to others; instead, he sat staring out the window (a thing he never did) and appeared to be morosely preoccupied in his own thoughts. It pricked against her nerves. She would bring him out of this brown study if it took all her ingenuity!

And then he suddenly turned and spoke: “Did I mention I shall be occupied for the rest of the day? After leaving you at your house, following the morning’s service?”

Her large, tan eyes sparkled into bluish-green as they tended to do whenever her feelings were stirred. “No, sir; you mentioned nothing to me.” She gave him a look laden with perplexity, which he responded to only with a brief, “Haven’t I? Well, I’ve done, now.”

Oh, dear. He is utterly not himself! Or has he taken a disgust of me?

The carriage fell silent. Mr. Mornay had thick, dark hair which tapered to the tip of his collar; short, dark sideburns, and handsome, strong-boned features. His eyes were deep, dark, and expressive, and his manner of dress, the height of manly perfection. Though he would not deign to discuss good style, he had a faultless sense of it, and many an aspiring buck or beau modeled their choice of attire after his. Like Ariana, his neatness appeared effortless. And he was universally approved of in the best houses, (save for those of the staunchest Whigs, who had still not forgiven Prinny or his pals, of which Mr. Mornay was one, for abandoning them for the Tories).

Even Ariana, who had little patience for matters of dress, found herself in awe of his presence at times. All told, he was an imposing character; a man one did not ignore or take lightly. Ariana was not happy with his tone of address, nor that she would not be seeing him after the morning service, but while she decided whether to make an answer to him, Beatrice broke the silence instead. “Achoo!” The twelve-year-old folded her handkerchief and looked about apologetically.

Beatrice had only recently joined Ariana in London, and both girls were staying at Mrs. Bentley’s town house in Hanover Square.

Mrs. Bentley gave her younger niece a severe look, which Ariana did not fail to notice. Their aunt was a wealthy widow with a good soul at heart, but the lady was too prepared, Ariana felt, to make the worst of anything or anyone who posed a threat to her plans, her schedule, or her expectations.

Alarmed at the hint of an ague in her niece, Mrs. Bentley’s delicately lined face wrinkled in disapproval while she pulled her gloves more tightly onto her hands.

“How long have you had that nasty sneeze?” she asked. “Do you have an ague?”

“No, no, I assure you!” And yet, the young girl had to stop even now, quickly covering her mouth and nose with her handkerchief to allow a second “Achoo!” to escape.

“Bless you,” said Mr. O’Brien, bringing a blinking smile to Beatrice’s young face.

“Humph!” murmured Mrs. Bentley, deciding immediately to send the girl at the soonest convenience back to Chesterton and her family. She would not allow Ariana to contract a cold. Not with the wedding this close. Goodness knew, Mrs. Bentley had seen enough threats to this marriage—a coup d’etat, to be sure—and desired that nothing further could imperil the thing. With the ceremony so close, she was finally beginning to relax. The marriage was certain to take place. But she couldn’t help remembering it hadn’t always been that way. No, indeed! Why, since the day Mr. Mornay had asked for her niece, there had been one vexation after another, each more threatening than the last, each liable to ruin the man’s hopes—and her own, for she wanted nothing more than to see the couple wed.

Her own niece, after all, fresh from the country, had unwittingly captured the heart of London’s most famous bachelor—Mr. Phillip Mornay, known in Town as the Paragon. He was called the Paragon because he possessed three of the highest virtues of the English upper class: sartorial elegance, figure, and (most importantly) a fabulous fortune. Besides the family seat in Middlesex with a large tenantry and the house in Grosvenor Square, he owned small holdings and properties throughout the British Empire, all of which added to his income. His match to the debutante Miss Forsythe—a beauty in her own right, and rumoured to be an heiress, (a thing which Mrs. Bentley had fostered by putting up enough blunt for Ariana’s Season that no one thought to credit her for doing so) was famous. Not since the Regent himself wed Caroline of Brunswick had there been such a general anticipation of a marriage (though one might rightly call the prince’s an infamous match, she reflected!).

In any case, it was too wonderful a happenstance to let such a thing as a young chit like Beatrice put a damper on it with an ague. If Ariana were to fall ill, the marriage would still take place, of course; but why imperil the older girl? Why give her the least excuse to raise an objection? (Ariana was far too liable to raise objections—that had been the trouble from the beginning!) What if she were to wish for a postponement? Mrs. Bentley’s nerves couldn’t stand for it.

No, with the assurance that Ariana was finally settled upon her fiancé, there was nought to hinder the event—and she, Mrs. Bentley, would do everything in her power to see that it remained that way. Casting her eyes upon her niece, she had to acknowledge a twinge of satisfaction (for not the first time) at how the girl wore the expensive clothing she herself had bought her– like a queen. Ariana was dressed in the same modish style as her aunt, not because she could afford it or had the slightest interest in cutting a wave, but for the reasons that Mrs. Bentley could, and did.

She was decidedly happy to have been so generous with the girl, for it had helped, she was certain, to catch the eye of Mornay, and indeed, of the ton. Was not her niece toasted at every evening supper she attended? Had not the Regent himself approved of her? True, Ariana did have to endure the occasional jest from Mornay’s circle of aristocratic wags on account of her well-known piety, but even these men were gentler to her than was their usual habit concerning women.

And now she, Mrs. Bentley, had been enjoying her most successful Season since her own come out, decades earlier. Routs, card parties, soirees—the sort of things she adored, were crowding her calendar as the chaperon of Miss Forsythe, and she was going to marry Randolph– it was indeed an annus mirabilis! Just then a sudden nasty odour pulled her from her thoughts.

“Oh, dear,” she murmured, turning to the Paragon. “Where is this Orphan Society? We are getting into neighborhoods that I cannot like.” The dignified streets of Mayfair were behind them, and now they were in roads that were muddy and crowded with carts and working-class people. Child vagabonds could be seen huddling in doorways. Pedestrians stopped what they were doing to watch the shiny black coach with its high-steppers, and try to get a glimpse of the dignitaries who must be inside such a vehicle.

Ariana sat back. She had seen enough of the poor and indigent in London to know that compassion alone was worthless as far as helping anyone went. Further, she had no wish to seem pitying or condescending. The poor were entitled to dignity like anyone else. She had welcomed today’s invitation precisely because of her wish to help London’s less fortunate citizens. (This had been a desire of her heart since coming to London earlier in the year. Her world had become a disheartening juxtaposition of unbelievable wealth against a backdrop of the ever-present poor.)

Looking across at her suitor, she suddenly wondered if it would jar with his disposition to become a philanthropist? Certainly it was expected of the wealthy, wasn’t it? Even in her little town of Chesterton, it was the wealthiest families, those with the huge estates, who held the Annual Balls, the Harvest Home, the Christmas Hall festivities. Mr. Mornay was part of this wealthy class. She hoped it would fall to her to organize charitable events as his wife.

“Ariana!” She was torn from her thoughts by her aunt’s strident tone. “Did you say which street the Orphanage is on?”

“The Society is on Folgate Street, Spitalfields. Just north of Spitalfields Market,” replied Mr. Mornay, in her stead. Ariana was looking at him, and he met her eyes, adding, “I own a property on the street, you know.”

“Do you?” She was greatly surprised. It was not a fashionable part of the city. “A house?” she asked, trying to prolong the conversation. Finally he was at least giving her his attention.

“A tenement.”

Mrs. Bentley’s curiosity got the best of her. “You own property there?”

He gave a rueful smile. “Won it in a wager, I’m afraid. My man of business sees to letting it and so forth. I’ve never laid eyes on it, actually, though I’ve been meaning to give it a look.”

Mrs. Bentley fished an expensive, lace-edged handkerchief from her reticule, and held it now over her mouth and nose, as if the mere fact of passing through the neighborhood might result in being exposed to noxious vapours.

Mr. Pellham took her other hand and patted it soothingly.

Beatrice, all eyes, extended her own hand out towards Mr. O’Brien. “Would you like to take my hand, Mr. O’Brien?” she asked. His eyes opened rather wide, but before he could say anything, Mrs. Bentley chided, “Hush!” and, reaching across Ariana, landed a harmless “slap” to the girl’s outstretched hand with her handkerchief. Why did youngsters have to do the most foolish things imaginable? Wasn’t it enough that she had had to steer Ariana clear of the future cleric? Now would she have to do the same for her younger niece when she came of age?

Mr. Peter O’Brien, meanwhile, smiled shortly at the girl to be kind, but he was much more concerned, despite his best efforts, with her elder sister. He could never become quite inured to the striking figure Miss Forsythe presented, and he smoothed his coat lapels and adjusted his cravat. He’d been taking as many glances at Ariana as he could safely do while trying to conceal his admiration of her—he had lost her to Mornay, there was no way around it. But it was a difficult pill to swallow, and he still got choked up by it on occasion.

Mr. O’Brien had entertained hopes of forming a betrothal with Ariana himself. He was not wealthy, and he was Irish—both of which were not in his favour, particularly with the standards that Miss Forsythe’s aunt seemed to demand from any would-be suitor of her niece’s. He was mildly ill-at-ease, therefore, despite his being firmly included on Beatrice’s account. (The girl had taken an instant partiality to him, insisting on his company as often as possible.) He could not rid himself of his still strong admiration for her elder sister, however, and that, coupled with a touch of pique—he’d had such hopes of her—moved him to join her company whenever possible. Miss Forsythe had been too, too friendly for him to think she felt nothing more than mere friendship for him!

But it wasn’t becoming in a man of faith to nurse a grudge– his calling was in the Church, which, even if he had not been a third son, he would have chosen in any case as he had strong religious leanings—and he had no wish to rub salt in a wound—but he could not resist the chance to be in her company. So he tried to avoid looking at her, having no wish to make a jackanape of himself, but it was difficult indeed, with such proximity to her sweet, radiant beauty.

Furthermore, it was decidedly unusual for him to be welcomed into the presence of the Paragon, a man he felt more than a little antipathy towards. To be seated beside him now struck him as extraordinary, and he was mute with a mixture of caution, jealousy, and surprise. He had always scoffed at the man’s reputation for excellent taste, but seated next to him, he could not deny a feeling of reluctant admiration. Mr. Mornay’s clothing made a stark contrast to Mr. O’Brien’s less costly attire, and the man’s dark double-breasted tailcoat with tapered sleeves made his own frock coat, though sturdy, appear plain, indeed.

At that moment Beatrice unhelpfully exclaimed, “Your coach is ever so pretty, Mr. Mornay! It is far more comfortable than my father’s!” She fingered the dark burgundy velvet of her seat. “I wish my mother and father could see it!”

“Hush!” Ariana said, not without affection.

“Do you not fancy the coach? I could ride in it for days!” she exclaimed, wide-eyed.

“Of course I fancy it, only it doesn’t signify.”

“Is your carriage as agreeable as this one, Mr. O’Brien?” the girl asked, making him shudder inwardly. He thought of the single family equipage he used when taking his mama and sisters about Town. Compared to Mornay’s gleaming, springed and upholstered vehicle, his was shabby, indeed.

“No,” he answered, trying to smile with the word.

Just then everyone’s attention was diverted as they pulled up outside a large Palladian style building fenced in by black iron gates. The London Orphan Society was a stately institution. Mr. Pellham exclaimed, “Undoubtedly the work of Mr. Nash, wouldn’t you say, Mornay?”

Mr. Mornay, observing the building as best he could from the interior of the coach, nodded his head. “Very likely.” All was quiet and neat on the outside. A gateman opened the way for them, and the coach moved ahead into a circular drive which brought them round to the front entrance.

******

Stepping into the building, Mrs.Bentley raised her ankle-length pelisse as though it might drag on the tiled floor, while Ariana straightened her dark-blue French-style canezou. It had a deep flounce along the shoulders and neck-line and around the empire waist. Beneath a bonnet which sported two round puffs of pale, gathered fabric at the top, little ringlets of blond hair were just visible around her face—owing to her having endured a night with curling papers beneath her cap—and she was bright with youthful beauty this morning, as most days. She happily accepted Mr. Mornay’s arm, still searching his countenance for a clue to his feelings, but he maintained a stony disregard of her. If not for his past effusive reassurances of love, she might have been exceedingly disconcerted. But she refused to believe anything of moment was behind his distant manner, and she tucked her arm into his with the added touch of her other hand, placing it upon his coat sleeve with feeling.

The little group followed a lady by name of Mrs. Gullweather, who was the headmistress, and two female servants down a long, wide stone hall which ended at the chapel. A man-servant led them to seats in a front row. Ariana was impressed with the massive interior and its circular ceiling and long, stained-glass windows, beautiful against the light of morning outside. The benches around and behind them were full of children of all ages, who emitted only a low murmur from their ranks.

She sat down cognizant of the pleasure of being next to Mr. Mornay. She glanced at him now, but he continued to study the area ahead, where Mrs. Gullweather was preparing to speak. She felt as though he was somewhere else today, far distant from the proceedings, from her. But she turned her attention to the front of the room, just as he had. She would think no more on it for now.

“Before we begin,” Mrs. Gullweather said, with a smile, “We have arranged for the children to entertain you. We do try to educate them profitably. Most of our graduates, when they leave us, go on to lead productive lives in society. We have had dozens of young people go off to be missionaries in foreign lands, and furnished a good many governesses, cooks, and housemaids for people of quality,” she said, speaking to the guests, who, in addition to Ariana and her party, took up the first two rows of seats across the chapel. “Many of our young gentlemen, it must be added, who do not choose the mission field, go on to find apprenticeships, or serve as footmen or grooms in the best households.”

With a wave of her hand, she added, “These are the same children who are brought to us destitute, and with nothing but poverty, death, or a life of crime facing them. It is only by the generous help of our patrons,” she smiled benignly towards them, “that we are able to effect such changes for society. And now—the children.”

The sight of the young orphans erased all other concerns from Ariana’s heart. How glad she was to have come, today! She so wanted to make a difference somehow for children like these! God knew each by name and loved every one of them. The children sang an old hymn, “Ye Holy Angels, Bright,” and by its end, Ariana was thoroughly satisfied that the London Orphan Society was a worthy cause, indeed.

When the dramatic actress, Mrs. Tiernan, finally stood before them, silent, even grave of countenance, a hush fell over the audience, including its youngest members. Her gown was of the classical Roman style, more like gowns that were in vogue a decade ago (as Ariana knew from her mama’s old fashion catalogues). Expecting her to begin, the audience waited. But she kept her eyes fixed on a spot overhead, towards a window.

When she continued to stare like a statue at that fixed point against the opposite wall, people began to look at it, too. Was it supposed to mean something?

Then, just when everyone despaired of her ever doing anything other than staring at the window, she turned and faced the assembly. This time she stared down the main aisle, as though she were in a trance. Then, suddenly, with a dramatic flourish of her arm, she cried, “Hear the Word of the Lord!” Her voice rang out loud and piercing as it cut into the silence.

Then, in a quieter tone, “A dramatic reading from the Book of Revelations, Chapter One, verses ten through twenty.” She slowly moved her gaze to take in the onlookers. Her eyes were calm and yet seemed to blaze from within, settling to flicker momentarily upon Ariana and her companions.

Again the hush grew deep with anticipation. Mrs. Tiernan dropped suddenly to her knees, her arms raised high, and then turned her head as if listening. In a clear tone which carried an authoritative quality, she began in earnest.

“On the Lord’s Day I was in the Spirit. And I heard behind me a loud voice like a trumpet.” She added measured movements of her arms and even her body, so that she made a captivating sight.

“I turned around to see the voice that was speaking to me; And when I turned I saw seven golden lampstands….”

…“His feet were like bronze glowing in a furnace! ”

“…And his voice,” she lifted her head to listen, “was like the sound of rushing waters. In his right hand he held seven stars, and out of his mouth came a sharp double-edged sword.” She made a motion as if taking a sword from its sheath, and then, magically, a small leather book was in her hand! How had she done it? Ariana didn’t know. But there it was, a concrete allusion to the “double-edged sword” being the word of God.

And then the book was gone, vanished, like it had never been there. The audience gasped, and she continued, “His face was like the sun shining in all its brilliance…”

When the reading was ended, Mrs. Tiernan froze, statue-like, except that her head was bowed. In a minute, people began to applaud, led by Mr. O’Brien, which would have been rather amazing except that he had the impetus of knowing the presentation had ended for he alone had been following along out of his little leather Bible. Mrs. Tiernan remained with her head bowed as the clapping slowly grew stronger. Finally, when the applause ceased, the lady bowed low once more, so that everyone had to clap again, and then she said, “Thank you! Thank you!” and swept out of sight, leaving from a hidden exit behind the pulpit.

Soon the guests were led to a small breakfast room, where a light repast was waiting. While they ate, they shared thoughts on what they’d seen.

“I daresay she cast a spell on us,” chuckled Mr. Pellham, tugging on his moustache thoughtfully. Mrs. Bentley added, “Rather a bit of a trickster, I should think. Making that little book appear and disappear as if by magic. And in a chapel!”

Mr. O’Brien cleared his throat. He hated to disagree with anyone who was socially superior to him, but he had to correct what he saw as near-blasphemous thinking.

“But ma’am,” he managed to say, “it was only for effect; to heighten the power of her presentation, which, I thought, in all honesty, to be quite…quite good.”

“I thought it was wonderful!” put in Beatrice, loyally—and loudly. “Did you not think so, Ariana?”

Ariana smiled. “I was impressed.” She glanced at Mr. Mornay and felt a fresh concern when, instead of finding the warm eyes and gentle smile she loved, was met with a blank expression. It was an expression she recognized as being his “tolerant” look; he was merely enduring the proceedings, she realized. But he turned to the faces around the table and added, “It was interesting, and,” he chose his word, “Worthwhile.”

While they continued eating, Mrs. Gullweather approached their table with a little bald man who wore spectacles and carried a small, bound leather book in which he was jotting information.

“I hope you have enjoyed our little entertainment,” she began, after thanking them for coming.

“And now we must rely upon your patience and goodness a little longer, while we beg you to consider making our orphanage a grateful recipient of the generosity that so distinguishes your class among men.” Ariana wished devoutly that she had the means to be as generous as possible, but knew that within her reticule lay a single crown. It was the last of her money.

Mr. Mornay, meanwhile, had no wish to listen to any flummery, and spoke to the man with the book. “Are you recording donations?” The man looked up, startled to be addressed, but quickly replied, “I am, sir!”

He rounded the table to where Ariana and Mr. Mornay were sitting, across from one another. He waited, pencil poised and ready to enter an amount in his account book. Meanwhile Mrs. Bentley offered the woman a few guineas, which she accepted gratefully. Mr. Pellham followed with a bank note of an unknown sum. Beatrice solemnly gave sixpence, and Mr. O’Brien just a little above that, as this unfortunate time of the month always found him in low water .

Mr. Mornay, meanwhile, had turned to Ariana. “I should like you to propose the amount.” It was an embarrassing moment, as the topic of money was considered ungenteel. One did not discuss it, as important as it was. She blushed.

“I dare not think of it.”

With surprise, he asked, leaning in towards her for privacy, “Do you not wish to support the place?”

“Oh, I do, of course. I mean to give my last crown…”

“I’ve no doubt. But tell me the amount you should like to give if you had the means. Only name it, and it is done.”

She eyed him uncertainly. Suddenly his distance-keeping seemed to have fled, and he was himself again. And he loved her. He was asking her to make a financial decision for the two of them!Many a woman would have been astounded at it. Perhaps Ariana was astounded at it, for she could only reply, “I think perhaps that you ought to–”

“No, it must be you. I wouldn’t be here if it weren’t for you, and I am certain you will be more generous than I.”

“But that is what I fear!” She hissed in a whisper. “What if I name a sum that is too high?”

He smiled, and she instantly smiled back. “Name it.”

“Oh, dear! Very well,” she said, bringing her two hands together in thought; but she was enormously pleased to have received that smile. It was the first she’d seen him wear all morning. “Would…twenty-five pounds per annum be appropriate?”

He said nothing but turned to the recorder. “Send the bill to my house,” and he went on to give the information necessary while the appreciative clerk scribbled in his book.

Ariana watched, with a spurt of elation. A heady delight. A feeling of unexpected….power. She found herself staring at Mr. Mornay as if realizing his great wealth for the first time.

“Stop looking at me like that. ‘Tis only money.”

Only money! She knew of widows who lived on little more than what she had just been able to procure for the orphanage. With a few words, she had made a difference for the children. It was a marvelous new feeling, heady and intoxicating. Of course it was Phillip’s money, not her own, but hadn’t her aunt told her numerous times that all he had would soon be hers? That Mr. Mornay had offered her everything that was his? Any amount of pin money she wanted? She had never paid the least attention to the thought of sharing in Phillip’s wealth, but suddenly it presented a world of possibilities to her.

She barely noticed the rest of the proceedings, the thank yous and goodbyes. Only the parade of orphans, waiting to wave and cheer them off as they pulled away in the coach brought her fully alert to her surroundings. She looked at each child in a new way. What if she could afford to give them all a new article of clothing every year? Or new shoes? What if she and Phillip were to –to—start their own Society? There were still hundreds and hundreds of hungry, cold children on the streets. More orphans than this one asylum could house. As the carriage exited the iron gates of the grounds, Ariana was lost in a world of new thoughts and ideas. It seemed as if she’d been waiting all her life to have such thoughts. She’d never had the means to have them, before.

As Mrs. Phillip Mornay she would have the means.

As Mrs. Phillip Mornay she could do much good.

Her eyes wandered to her silent, handsome future husband. Studying him, she felt a strong wave of love. She recalled wrapping her arms around his neck, and the wonderful feel of his arms firmly about her. The night of their betrothal he had taken her into his coach and put her upon his lap and they’d kissed.

He was listening to Beatrice’s absent chatter just then or she would have bestowed upon him a most adoring smile. As she studied the handsome face, strong nose and chin; the rich, neat attire, her heart swelled with love and pride—but also a slight discomposure. She was appreciating his circumstances in a way she had never done. Was it wrong? Was it selfish? To be happy that she would be married to a rich man? But she thought of all the charities she could support, the good works she could do, and her qualms dissipated. Mr. Mornay had been only too happy to let her name the sum for the Orphanage. Surely he would always be that way, wouldn’t he?

During the drive home, she dreamed of the future benefactress to the poor which she would become. The usually deflating scenes of needy children on the streets did not affect her as usual.

“Soon, soon, my dear children,” she thought, “Mrs. Mornay will come to your aide!” At that moment her beloved turned his gaze upon her and her inner musings came to an abrupt halt.

Once again, there was nothing of warmth in his eyes, nothing of the affection she usually found in them. Would the future Mrs. Mornay be a benefactress to the poor?

Or was he having a sudden change of heart? Did he wish to—to cry off from the wedding? Had he allowed her to name the sum for the Orphanage to lessen the blow of his change of heart? Her thoughts of helping the poor paled in light of this disturbing notion. Was he re-thinking their wedding plans? Why else the coldness of his manner, the absence of meaning in his looks to her? She would need to find a way to speak with him, privately. Perhaps his distracted behaviour had nothing to do with her at all. She frowned. If it did not, there was something else on his mind that was troublesome. In either case, she must seek to help.

Somehow she had to speak to him alone, and soon. Something was most definitely wrong.

~~~~~~~~~~~~~~~~~~~

Linore Rose Burkard writes Inspirational Romance for the Jane Austen Soul. Her characters take you back in time to experience life and love during the Extended Regency in England (circa 1800 – 1830). Ms. Burkard’s novels include Before the Season Ends and The House on Grosvenor Square (coming April, 2009). Her stories blend Christian faith and romance with well-researched details from the Regency period. Experience a romantic age, where timeless lessons still apply to modern life. And, enjoy a romance that reminds you happy endings are possible for everyone.

For more information, visit: www.LinoreRoseBurkard.com

You Took My Job!

May 1st, 2009

Obama still wants to give illegal immigrants a “pathway” to become legal.  I’m sorry, but that pathway should have started at the border.  Instead, they enter illegaly and continue to break the law on a daily basis.  I know that Obama wanted the Hispanic vote and a good way to get it is to tell them that it really doesn’t matter if they do not abide by our country’s laws.  How many of us who are citizens or legal immigrants receive that same message?  We are expected to obey our country’s laws and subsidize the illegals. 

I know that many like to use that old “they do the jobs we don’t want to do.”  That isn’t good enough.  Maybe at one time that argument might have had a little more validity.  Right now we are losing jobs right and left while we’re waiting for the “stimulus” to start giving us jobs.  We are sliding so far into a pit of debt, that our children won’t even begin to see it’s ending.  I know many people who are willing to work at any job, any time, any place. 

I have to say to the illegals, please go home and re-enter our country legally.  I am not anti-immigration.  I am all for giving legal immigrants the help they need to get settled in and become part of our community.  But please, don’t start breaking our laws before you even get here and expect me to say, “Welcome.  Would you like for us to take a job away from someone and by the way, we’ll even pay for your healthcare and education, as well as your share of the taxes, ? ”

Sorry for the rant today, but I see too many people struggling right now.  You can read a little more about this subject in the New York Times.

Walking Taylor Home

April 30th, 2009

It is time for a FIRST Wild Card Tour book review! If you wish to join the FIRST blog alliance, just click the button. We are a group of reviewers who tour Christian books. A Wild Card post includes a brief bio of the author and a full chapter from each book toured. The reason it is called a FIRST Wild Card Tour is that you never know if the book will be fiction, non~fiction, for young, or for old…or for somewhere in between! Enjoy your free peek into the book!

You never know when I might play a wild card on you!

Today’s Wild Card author is:
Brian Schrauger

and the book:

Walking Taylor Home

Monarch Books (February 10, 2009)

ABOUT THE AUTHOR:

Brian Schrauger works as a research and marketing consultant. He and his wife, Debbie, live near Nashville with their sons, Christopher and Jonathan.

Visit the author’s website.

Product Details:

List Price: $11.69
Paperback: 288 pages
Publisher: Monarch Books (February 10, 2009)
Language: English
ISBN-10: 0825462916
ISBN-13: 978-0825462917

AND NOW…THE FIRST CHAPTER:

Prologue

Almost always, especially early on, I told each of my three sons, “I can tell. Someday you are going to be an awesome dad.”

Then, almost every night after hugs and kisses, I turned off the lights and said, “Good night! I love you! See you in the morning.”

Each repeated back the words exactly as I said them. Except for Taylor, who with dyslexic echo said, “See you in the morning! Good night! I love you!”

Curious twist, I thought.

All throughout their younger years there was a quiet voice inside my mind, my heart, whispering but clear, Be sure to say this every night. Because it is a promise from both of us. No matter what life brings, you and your sons will always and forever see each other in the morning.

When I heard the voice, I shuddered, then quenched it with the thought, This is nothing more than what all parents fear. Of course the worst is possible. But we are careful. The worst is far from likely. Stuff like that only happens to people who are not careful or the unlucky few. And after all, worst-case odds are very, very slim.

And so my mind, confident in the odds, told the worry in my heart to just shut up.

Chapter One: Hard News (Nashville, Thursday, June 3, 1999)

Hi. This is Brian, Taylor’s dad. I’m using Taylor’s e-mail because his address book is more up-to-date than mine. After Taylor finished chemotherapy last February, he was given a battery of tests, including an MRI and CT Scan. Since then he’s had monthly x-rays of his chest. Two days ago, he was given a second round of scans. Yesterday, at about three in the afternoon, one of Taylor’s doctors called. He told us that new scans show four nodules on the left lung and another on the right. The cancer is back.

The Tumor Board at Vanderbilt Children’s Hospital is meeting as I write. They are mapping out a strategy for the renewed battle that lies ahead. Immediately after yesterday’s call I went home, cried with Debbie, then exercised and showered. I also shaved my head. Again.

And all the while I wept and raged, shamelessly pleading with God.

About an hour later, while Debbie worked the phone calling friends and family, recruiting prayers, I went to find Taylor. He was at his best friend’s house just down the block. The two of them were playing on Nintendo 64. Standing at the front door of our neighbor’s house I said, “Hey, buddy. I need to talk with you. Would you walk home with me?”

“Well… okay, sure! See ya later, Trey.” He was happy as a lark.

Skipping at my side down the middle of the street, he suddenly noticed. “Hey Dad, you shaved your head again! How come?”

Silently I prayed for help. “Yeah. Kinda felt I had to.”

Unfazed by my elusive answer, Taylor chose to tease. “So why’re you out here? Shouldn’t you be doing something with Mom? After all, today is your twentieth wedding anniversary!” His question was full of impish innuendo. And he seemed to sense a need to make me smile. I tried to comply, but knowing his skill at reading my heart, I quickly changed the subject.

While we walked I made an impromptu promise. “Guess what? Just today I made a decision. We’re gonna get you a brand-new, state-of-the-art laptop, one with all the bells and whistles—like tons of memory and a DVD-drive!” The laptop he’s used for a year doesn’t belong to us. And at the ancient age of four, it’s a technological dinosaur. Taylor was thrilled with the news.

“Yes, yes, yes! So when’re we gonna get it? Huh? Huh?”

I chuckled, pleased with his euphoria. “Pretty soon. Prob’ly in the next two or three weeks.”

“Yahoo!”

When we reached our house, instead of going in, I directed him to a seat in the front yard. Underneath a large shade tree, we sat atop a green metallic box shielding an electrical transformer for our neighborhood. Still excited by the promise of a new computer, Taylor looked at me, curious by my silence, by the dissonance he felt. Finally I spoke. “Well, buddy, I’ve got news. Good news and bad news. The good news is what I just toldja about the new laptop…”

O God! Help me do this…

“The bad news is that one of your doctors called this afternoon…” I paused and said no more. I didn’t have to. His jaw dropped.

“It’s back, isn’t it?” he whispered.

I didn’t say a word. Instead I just moved closer and put my arms around him. Taylor buried his face in my chest and bawled while I baptized his head with large, hot drops falling from my eyes.

Taylor’s birthday is tomorrow, on Friday, June 4. He turns eleven. A huge party is planned. On Saturday and Sunday, Taylor is supposed to be on TV helping host a telethon in a local effort to raise money for the Children’s Miracle Network. And for at least a month he’s counted down the days until his Hickman catheter will come out. He’s had these tubes dangling from his chest for a year. With the Hickman gone and treatment over, Taylor’s summer is full of plans: uninhibited swimming, three camps, and a nostalgic visit with old friends in Dallas—a school-free time when they can really play. Then after summer ends, he’s thrilled about going to a new school where he knows the work will be harder.

Now, at best, these things are uncertain. Most are dreams destroyed. And all in less than sixty seconds. As our tears subsided, still sitting in the front yard underneath a tree, Taylor started asking questions.

“Will I still be able to go to my summer camps?”

“Don’t know. Prob’ly not all of ‘em, anyway.”

“What about school this fall?”

“Don’t know. We’ll just have to see what happens.”

“What will the doctors do now?”

“I have a few guesses, but… I don’t know. We should find out tomorrow.” We prayed, then went inside the house and cried with Mom. As Debbie hit the phones, dialing for defenders who would pray, Taylor and I went upstairs and lay down on his bed. I put my hand on his chest and sometimes stroked his new blond hair. I knew his too would soon be gone. Again.

New York Debut

April 30th, 2009

It is time for a FIRST Wild Card Tour book review! If you wish to join the FIRST blog alliance, just click the button. We are a group of reviewers who tour Christian books. A Wild Card post includes a brief bio of the author and a full chapter from each book toured. The reason it is called a FIRST Wild Card Tour is that you never know if the book will be fiction, non~fiction, for young, or for old…or for somewhere in between! Enjoy your free peek into the book!

You never know when I might play a wild card on you!

Today’s Wild Card author is:
Melody Carlson

and the book:

New York Debut (Carter House Girls)

Zondervan (May 1, 2009)

ABOUT THE AUTHOR:

Over the years, Melody Carlson has worn many hats, from pre-school teacher to youth counselor to political activist to senior editor. But most of all, she loves to write! Currently she freelances from her home. In the past ten years, she has published more than a hundred books for children, teens, and adults, with sales totaling more than 2.5 million and many titles appearing on the ECPA Bestsellers List.

Several of her books have been finalists for, and winners of, various writing awards including The Gold Medallion, The Christy, and The Rita Award. And most recently she is in the process of optioning some of her books for film rights.
She has two grown sons and lives in Central Oregon with her husband and chocolate lab retriever. They enjoy skiing, hiking, gardening, camping and biking in the beautiful Cascade Mountains.

Visit the author’s website.

Product Details:

List Price: $9.99
Reading level: Young Adult
Paperback: 224 pages
Publisher: Zondervan (May 1, 2009)
Language: English
ISBN-10: 0310714931
ISBN-13: 978-0310714934

 

Melody Carlson did not disappoint me.  But then, she never has.  I love her books and this is no exception.  Once again, the Carter House girls rule.  More drama, including another intervention, and more fun.  Just think.  Nine teenage girls on the loose in Manhattan.  My body may be way past the teen years, but my heart’s often still there.  I think you will enjoy going on adventures with these girls just as much as I do.  Fashion Week in NYC was tiring and now I’m looking forward to spending the summer in Palm Beach.  Wondering how that fits into this book?  Be sure you read all the way to the back cover.  See you on the beach under that clump of palms on the left.

 

AND NOW…THE FIRST CHAPTER:

“Where is Taylor?” asked Grandmother as she drove DJ home from the airport.
”Is she coming on a later flight?”

DJ hadn’t told her the whole story yet. In fact, she hadn’t said much of anything to Grandmother at all during the past week, except to leave a message saying that she’d changed her flight and planned to be home two days earlier than expected. Obviously, Grandmother had assumed that Taylor had changed her plans as well.

“Taylor’s in LA,” DJ said slowly, wishing she could add something to that, something to deflect further questioning.

“Visiting her father?”

“No…”

“Touring with Eva?”

“No…”
“What then?” Grandmother’s voice was getting irritated as she drove away from the terminal. “Where is the girl, Desiree? Speak up.”

“She’s in rehab.”

“Rehab?” Grandmother turned to stare at DJ with widened eyes. “Whatever for?”

“For alcohol treatment.”

Grandmother seemed stunned into speechlessness, which was a relief since DJ didn’t really want to discuss this. She was still trying to grasp the whole strange phenomenon. It was hard to admit, but the past few days of being mostly by herself in Las Vegas had been lonely and depressing and one of the reasons she’d been desperate to change her flight and come home early. She had really missed Taylor. The hardest part was when she discovered that Taylor wasn’t allowed any communication from outside the rehab facility. This concerned DJ. No cell phone calls, email, or anything. It seemed weird. Although DJ was praying for her roommate, she was worried. What if it wasn’t a reputable place? What if Taylor never came back? What if something bad happened to her? Not only would DJ blame herself, she figured everyone else would too.

Finally Grandmother spoke. “Did you girls get into some kind of trouble in Las Vegas, Desiree?”

“No…”

“I want you to be honest with me. Did something happen to precipitate this?”

“The only thing that happened is that Taylor came to grips with the fact that she has a serious drinking problem. If you’ll remember, I tried to let you in on this some time ago.”

“Yes, I remember the vodka bottle. I simply assumed it was a one-time occurrence.”

“I told you otherwise.”

“Well, I know that girls will be girls, Desiree. You can’t have spent as much time as I in the fashion industry and not know this.”

“Were you ever like that?” asked DJ. “I mean that girls will be girls bit?”

Grandmother cleared her throat. “I wasn’t an angel, Desiree, if that’s what you’re hinting at. However, I did understand the need for manners and decorum. I witnessed numerous young women spinning out of control. Beautiful or not, a model won’t last long if she is unable to work.”

“Isn’t that true with everything?”

“Yes…I suppose. How long is Taylor going to be in…this rehabilitation place?”

“I don’t know. You should probably call her mom.”

“Oh, dear…that’s something else I hadn’t considered. Certainly Eva Perez won’t be blaming me for her daughter’s, well, her drinking problem.”
“Eva is fully aware that Taylor had this drinking problem long before she came to Carter House.”

“Good.” Grandmother sighed and shook her head. “I just hope her treatment won’t prevent her from participating in Fashion Week. That would be a disaster.”

“Seems like it would be a worse disaster if Taylor didn’t get the help she needs.”

“Yes, of course, that goes without saying. But I would think that a week or two should be sufficient. Goodness, just how bad can a problem get when you’re only seventeen?”

DJ shrugged, but didn’t say anything. The truth was she thought it could get pretty bad, and in Taylor’s case it was bad. And it could’ve gotten worse. To think that Taylor had been drinking daily and DJ never even knew it.

“It’s just as well you came home early, Desiree,” said Grandmother as she turned onto the parkway. “Already Casey and Rhiannon are back. And Kriti is supposed to return tomorrow. Eliza will be back on New Year’s Eve.”

“I’m surprised she didn’t want to stay in France for New Year’s.”

“As am I. If I were over there, I’d certainly have booked a room in Paris. Nothing is more spectacular than fireworks over the City of Light. But apparently Eliza has plans with her boyfriend. Imagine—giving up Paris for your boyfriend!”

Of course, DJ knew that Eliza’s life of lavish luxury didn’t mean all that much to her. Like a poor little rich girl, Eliza wanted a slice of “normal.” Well, normal with a few little extras like good shoes, designer bags, and her pretty white Porsche.

“It’s good to be home,” DJ proclaimed as her grandmother turned into the driveway.

“It’s good to hear you say that,” said Grandmother.

And it was the truth. After a week in Vegas, DJ was extremely thankful to be back. Maybe for the first time, Carter House did feel like a home. She couldn’t wait to see Casey and Rhiannon.

“Welcome back,” called Casey as she opened the door, dashed out onto the porch, and hugged DJ. “Need some help with those bags?”

“Thanks.” DJ studied Casey for a moment, trying to figure out what had changed. “Your hair!”

Casey picked up one of DJ’s bags then grinned as she gave her strawberry blond hair a shake. “Like it?”

“It’s the old you—only better.”

“My mom talked me into it. The black was a little dramatic, don’t you think?”

“I think you look fantastic. And that choppy layered cut is very cute.”

“Your grandmother approved it too. And I got highlights.”

DJ touched her own hair. “Taylor had been nagging me to get mine redone. But it was so expensive in Vegas. I figured I’d do it here.”

Casey lowered her voice. “So how’d your grandmother take the news about Taylor?”

DJ stopped at the foot of the stairs and stared at Casey. “Did Rhiannon tell you everything?”
“Yeah, is it supposed to be a big secret?” Casey made a hurt face now. “I was wondering why you told Rhiannon and not me. I thought we were friends, DJ.”

“I didn’t mean to, but I sort of spilled the beans with Rhiannon because I was so desperate and didn’t know what to do at the time. But then I felt bad. I mean it was possible that Taylor wanted to keep it private, you know?”

Casey nodded somberly. “Yeah, I guess I do know.”

“You should.” After all, it had only been a few months since they had intervened with Casey in regard to her pain pill snitching.

“So, are you saying mum’s the word?”

“Until Taylor comes back. Don’t you think it’s up to her to say something or not?”

“Yeah. I can just imagine Eliza with that tasty little morsel of gossip. It’d be all over the school in no time.”

“Speaking of Eliza, that means Kriti too.”

“Kriti just got here about an hour ago.” Casey paused, nodding toward the room that Kriti and Eliza shared. The taxi dropped her and she went straight to her room. But something seems wrong.”

“What do you mean?”

“I’m not sure. She just looks different. Kind of unhappy. I mean she didn’t even say hello or anything.”

“Maybe she was missing her family.”

“Maybe, but my guess is it’s something more.”

“We should probably try harder to reach out to her and make her feel at home.”

“You’re here!” Rhiannon burst out of the room and threw her arms around DJ. “Welcome home!”

“Man, it is so good to be back. Vegas—for more than a day or two—is a nightmare.”

“At least you got a tan,” observed Rhiannon. She glanced at Casey. “Both of you, in fact.”

“It’s that California sun.”

“Don’t make me envious,” said Rhiannon.

“Hey, look at you,” said DJ as she noticed that Rhiannon had on a very cool outfit. “Is that new?”

“Old and new. My great aunt gave me some of her old clothes and I’ve been altering them.” She held out her hands and turned around to make the long circular skirt spin out. “Fun, huh?”

“And cool,” said DJ.

“She’s got all kinds of stuff,” said Casey. “Hats and costume jewelry and scarves and things. I told her she should open a retro shop and get rich.”

“Maybe I will someday.”

“Or just sell things here in Carter House,” suggested DJ. “Between Eliza and Taylor’s clothing budget, you could clean up.”

“Oh, yeah, DJ, Conner just called,” said Rhiannon. “They just got back from their ski trip and he said he tried your cell a few times, but it seemed to be turned off.”

“More like dead. My flight was so early this morning, I forgot to charge it.”

“Well, I told him you’d call.”

Casey set DJ’s bag inside her door. “Speaking of boys, I think I’ll check and see how Garrison is doing—find out if he missed me or not.” She touched her hair. “Do you think he’ll like it?”

“How could he not,” said Rhiannon. “It’s so cool.”

“Later,” called Casey as she headed for her room.

“So, how’s Taylor?” asked Rhiannon quietly.

“You didn’t tell Kriti, did you?” whispered DJ, pulling Rhiannon into her room then closing the door.

“No, why would I?”

“I just wanted to be sure. I think we need to respect Taylor’s privacy with this.”

“Absolutely. So, have you talked to her?”

“They won’t let me. They have this no communication policy. No email, cell phones…nothing. It’s like a black hole. Weird.”

Rhiannon nodded. “Yeah, it was like that with my mom at first. I think they wanted to keep her cut off from any bad connections. Then after a while, you earn communication privileges.”

“Oh, that’s a relief. I was really worried.”

“I still can hardly believe Taylor went willingly.”

“Yeah, our strong-willed wild child…putting herself into rehab.” DJ shook her head.

“That remind me, Seth has called a few times too. He wanted to know why Taylor’s cell was off and where she was.”

“What’d you say?”

“That I didn’t know.” She shrugged. “Actually, that was the truth.”

“But nothing else?”
“No.”

“Good. I mean it’s not like we need to keep it top secret, but until we hear from Taylor, let’s not talk about it.”

“Sure.” Rhiannon put a hand on DJ’s shoulder. “And don’t worry about her, DJ. She’ll be fine.”
“I know.” DJ nodded as she put her bags on her bed and started to unzip them. But as soon as Rhiannon left, DJ wasn’t so sure. What if Taylor wasn’t fine? What if something had gone wrong? And what if it was all DJ’s fault?

Learning to Live Financially Free

April 28th, 2009

It is time for a FIRST Wild Card Tour book review! If you wish to join the FIRST blog alliance, just click the button. We are a group of reviewers who tour Christian books. A Wild Card post includes a brief bio of the author and a full chapter from each book toured. The reason it is called a FIRST Wild Card Tour is that you never know if the book will be fiction, non~fiction, for young, or for old…or for somewhere in between! Enjoy your free peek into the book!

You never know when I might play a wild card on you!

Today’s Wild Card author is:
Marybeth and Curt Whalen

and the book:

Learning to Live Financially Free: Hard-Earned Wisdom for Saving Your Marriage & Your Money

Kregel Publications (February 16, 2009)

ABOUT THE AUTHORs:

Marybeth Whalen is a speaker and contributing writer for Proverbs 31 Ministries. The author of For the Write Reason, Marybeth has also written for Parent Life, Money Matters newsletter, The Old Schoolhouse, Hearts at Home magazine, and Homeschooling Today. She contributes regularly to the daily online devotions of Proverbs 31 Ministries. She and Curt are the parents of six children, which has taught them much about how to stretch a dollar.

Curt Whalenis a trained financial counselor through Crown Financial Concepts. He has years of experience helping couples establish budgets, solve financial problems, and learn to communicate more effectively. He has written articles for TEACH Magazine and Money Matters Newsletter and has contributed to books by authors Lysa TerKeurst and Melanie Chitwood.

Visit the authors’ website.

Product Details:

List Price: $11.69
Paperback: 176 pages
Publisher: Kregel Publications (February 16, 2009)
Language: English
ISBN-10: 0825441889
ISBN-13: 978-0825441882

 

This book was written by a couple who went through the fire and came out on the other side with $95,000 in debt paid off and a much stronger marriage.  It’s sad that money can affect a marriage so adversely, but it is a fact.  Throughout this book you will find level headed advice for coming out on top of your finances and relationship.  Marybeth and Curt open up their marriage to show us from personal experience.  As a bonus, you will find at the end of each chapter sections on study, reflect, discuss & plan and take action.  Don’t blow these off.  They can be a powerful tool to help you come out on top of the mountain of debt.

 

AND NOW…THE FIRST CHAPTER:

Finding Hope

Marybeth

Several years ago, my husband, Curt, and I traveled to Florida to visit my stepsister, Becky, and her husband, Chuck. Curt and I enjoyed a few days away from our kids and reconnected with family members we don’t get to see very often. One evening the four adults snuck away for a nice, leisurely dinner at Wolfgang Puck’s at Pleasure Island in Disney World. The environment was festive and fun, and all of our spirits were light as we sat around the table enjoying the sights, sounds, and delicious smells.

At one point during the conversation, we got on the subject of struggles we’d experienced in marriage. Curious as to the low points of other couples (we’ve certainly had our share!), I asked Becky and Chuck what their lowest point had been. Without even pondering, Becky blurted out, “When we didn’t have any money. Chuck had just taken a job with his dad and wasn’t making much as a starting salary. I can clearly remember one time when I went to the grocery store and my card was declined because it was maxed out. I’ll never forget having to leave my groceries behind. I felt like every eye in the store was watching me. That was the lowest point in the history of our marriage—and it took awhile for it to get better.”

Becky and Chuck’s financial situation did change. They became financially independent and now enjoy a lifestyle few people do. Yet as they sat at dinner that night—years after that difficult time—Becky could easily recall the humiliation of struggling with money. That period still haunted them and still counted as the roughest trouble they had ever faced—beyond the divorce of his parents, issues related to children, cross-country moves, and several health problems. Not having enough money and struggling to pay for basic needs had left an indelible mark on their marriage.

I never forgot that moment with Becky and Chuck. I think of it often, as it is a telling commentary on the power that financial issues can have in a marriage. Marriages break up every day over money. Mismanagement, miscommunication, and misunderstandings drive a wedge between husband and wife. Instead of getting in the ring and fighting for their finances together, many couples throw their hands up and walk away—from the problems, but also from each other. In a study done by Money magazine, 84 percent of those surveyed said that money causes tension in their marriage, and 13 percent said they fight about money several times a month.1 Another study cited that 37 percent of couples say that debt is the number one issue that will spark a fight. “Numerous studies have shown that money is the number one reason why couples argue—and many of the recently divorced say those battles were the main reason why they untied the knot.”2

Curt and I teetered on the edge of throwing in the towel on our marriage many times. We’ll tell our story throughout this book, and we’ll also share the lessons we learned during our time in the ring as we literally fought to get our finances under control. Our prayer is that this book will help other couples find the freedom that can result from living financially sound lives. The truth is, money is not an isolated issue within a marriage—it infiltrates every other area of the marriage. From the kitchen to the bedroom, money problems will follow you. Once you get a handle on this area of your marriage, you’ll find that other problems seem to evaporate into thin air. It’s been our experience that the stress of money problems adds an air of negativity to the marriage as a whole. Working together to eliminate those problems can breathe fresh hope and life into what seemed like a lifeless, hopeless situation.

If you’ve picked up this book, then chances are you need to make some changes in your finances. And you’re not alone. Our country as a whole is in a downward financial spiral that is picking up speed with each turn of the calendar page. “On average, today’s consumer has a total of 13 credit obligations on record at a credit bureau. These include credit cards (such as department store charge cards, gas cards, or bank cards) and installment loans (auto loans, mortgage loans, student loans, etc.). Of these thirteen credit obligations, nine are likely to be credit cards and four are likely to be installment loans.”3 “Revolving consumer debt, almost all from credit cards, now totals $957 billion, compared with $800 billion in 2004, according to the Federal Reserve. Average car loans are up, too, to $27,397, from $24,888 four years ago. Home mortgages total $10.5 trillion, compared with $7.8 trillion in 2004.”4

Our personal financial choices are now being reflected on a national level. As we write these words, our nation is experiencing one of the hardest economic challenges since the Great Depression. For decades we have lived beyond our means, using debt as a tool to obtain our wants. And now our house of cards is crumbling around us. We find ourselves with a national debt that has surpassed the ten-trillion-dollar mark, a banking system that is undergoing radical change, and billions of dollars of value that has been lost on Wall Street as the Dow plummets from over 14,000 down to lows we never thought possible. Economists have stopped asking if we’re going to be in a recession and started asking how bad and how long it will be.

The national climate of anxiety and uncertainty is also the climate of many homes.

A Commitment to Change

The reality of our poor financial choices hit Curt and I one night four years ago, a few days before Christmas. What should have been a time of festivities and celebrating became just another cause for stress. We didn’t know how we were going to afford the expensive presents on the kids’ lists. We didn’t want to tell them no, yet to buy gifts meant adding to our already overwhelming debt load. Because of our faith, we took God at His word when He said that nothing is impossible with Him (Luke 1:37). And yet, from where we sat, our situation looked impossible.

For years, we’d been trying to do something to change our financial picture, to no avail. We desperately wanted to stop using credit cards, yet financial emergencies always cropped up that drove us back to credit card purchases. We wanted to begin tithing and saving, yet there was never any money left over to do that. We wanted to begin chipping away at our debt, and yet we saw no way to do so. We felt trapped at every turn. We’d gotten ourselves into a financial mess. Never before that night had we felt more strongly about getting out of our mess.

As we sat in our parked car at a shopping center near our home. I watched as the other shoppers bustled past us, intent on their lists and last minute errands. I vaguely wondered how many of them were slipping deeper into debt as they charged purchases they couldn’t really afford. Meanwhile, Curt and I talked for over an hour, working through what it would take for us to change our spending habits and take steps toward achieving our dream of being debt free. Though neither of us realized it yet, that night was the beginning of a major change in our lives. We were embarking on a journey that would enable us to escape the bondage of debt and begin to enjoy financial freedom. It would be a journey of many years as we endeavored to live differently from the rest of the culture and swim against the current on money issues.

I’ve often wondered why that night was different than our many other conversations throughout our marriage that had begun, “What are we going to do about our money problems?” Although some of our past efforts had resulted in temporary changes, nothing we did ever stuck. We quickly slipped back into our old ways and debt always seemed to creep back in. Even if we closed a door, debt seemed to find a window. So what made this night—this conversation—different?

First, just a few days before, we’d learned we were expecting a baby. This news had prompted us to evaluate how we could become more financially stable as we prepared for this additional responsibility. In short, it was time to get serious. Second, this impending life change and the urgency we both felt resulted in a unity of purpose that we’d never had before. In the past, our convictions about getting out of debt and making hard changes were usually separate, with one person not as sold on the necessity of the plan. We had never been on board at the same time.

Finally, and most importantly, God met with us that night in the car, allowing Curt and me to feel the same conviction and urgency. God went before us and prepared our hearts, as He is faithful to do. We looked across that car at each other and decided that, not only could we do this, but that together we would do this. Whatever it took. In our ignorance we were actually excited about working together to slay this debt monster and change our financial picture. God created unity where once there had been anger and blaming.

Heart Attitudes

Since that night, I’ve learned that getting out of debt requires allowing several basic attitudes to take root in our hearts. Notice I did not say in our minds. The Bible points to the heart as the center—the very essence—of who we are. Proverbs 4:23 says, “Above all else, guard your heart, for it is the wellspring of life.” All of our thoughts and actions flow from our hearts. It’s funny how we seem to relate money to our heads and not our hearts. But we miss the mark when we do that. Without allowing these attitudes to take root in our hearts—at the very center of our being—our plan for debt reduction would have quickly fallen by the wayside as unexpected expenses and “opportunities” came our way. By presenting a united front in our battle with debt and allowing these attitudes to determine our actions, we’ve been able to stick with our plan. Though we’ll go into the specifics of our plan in other chapters, I first want to cover these four heart attitudes.

An Attitude of Commitment

Because we saw the necessity of reducing our debt and were committed in our hearts to doing that at all costs, we were not tossed about by the waves (Eph. 4:14) when real life hit. We set a goal and held each other accountable to reaching that goal. We are committed to God and to each other as a team. Our plan to become debt free was a long-range plan. In a world of fast food, microwaves, and instant access, it’s not easy to walk out every agonizing step in a long-range plan. We knew that results would be long in coming and that we had to fix our eyes on the goal, not the circumstances, and hang onto the Lord to get us through. We’ll spend all of chapter 4 talking about how to become a team.

An Attitude of Obedience

A key to obedience is recognizing God’s ownership of all things. We were both convinced that God would help us get out of debt if we were obedient to Him. This obedience required me especially to obey not only God, but my husband as well. Though submission is a dirty word in most circles, it was essential on our journey. I had to let my husband lead—even when I doubted his decision and even when he made mistakes. I couldn’t step out of the chain of command, and at first I had to continually confess this struggle to the Lord. The good news is, it got easier for me, and my husband became a natural leader for our family. The more power I handed over to him, the more I saw him grow. I am the direct beneficiary of the blessings of obedience. Through this journey, I’ve had many opportunities to show my husband my respect, trust, and honor as our provider and leader of our home.

An Attitude of Surrender

This period of getting out of debt hasn’t been all rosy, as we’ll relate later in this book. Obedience has required sacrifice. I’ve had to surrender my wants and reduce my expectations. I’ve had to learn to go without, to trust God to provide, and to lay down my desires. We’ve both had to make adjustments in our spending and truly “count the cost” of every spending decision. We’ve learned to surrender our desires in the name of honoring God’s plans for our family, trusting Him to continually bring about the best outcome possible—more than we can ask or imagine (Eph. 3:20).

An Attitude of Prayer

As we’ve laid down our wants, we’vehad to go to God and cast all our anxiety on Him (1 Peter 5:7). He has shown Himself to be a great listener and comforter. We are learning to go to Him with our specific financial concerns and to giveHim all the praise when He meets our needs in miraculous ways. Our time of financial readjustment has truly increased my prayer life as I’ve become more intimately acquainted with Jehovah-Jireh, my provider. I have learned what a detail-oriented, personal God He is. This experience has deepened my faith—a benefit I did not expect.

As we’ve walked through this time of going to God for everything we need, I’ve learned to trust in Him more completely. Though I’ll talk about this in more detail later, I want to share some things that happened just last summer that illustrate how God answers even what most would call silly, insignificant prayers. Know, though, that nothing we pray is silly and insignificant to God!

• In past summers, we’d gone to a farm and picked buckets of blueberries. But it was not cheap to buy the blueberries—and I knew that we didn’t need to spend the money. So I told the Lord about how I wanted blueberries. I didn’t really ask Him for blueberries, per se, I just told my Daddy how I was longing for some blueberries for making pancakes, muffins, cakes, and other dishes. Just a few days later, I was talking with a woman I barely knew, and she mentioned that she and her family would be going out of town for a few weeks. She said that she worried about their large blueberry bushes with no one to pick them—and would we like to come and help ourselves while they were gone? Would we! We were able to pick bags of blueberries—for free!

• My son needed a new bike to ride up to our neighborhood pool because his had been stolen. We simply did not have it in the budget to buy the new bike—and yet the mother’s heart in me broke every time I saw him walking up to the pool while all the other kids rode past him. I told God how much it hurt and asked Him to provide my son with a bike when I could not. Just a few days later I was at a children’s consignment store and there, for a very inexpensive price, was a bike that looked almost new and was the perfect size for my very tall son. Why was this bike at a children’s consignment store that day? Because God orchestrated it so that I would find it. At least that’s what I believe, and that’s why I praised Him that day for answering this mother’s prayer and taking care of yet another detail in my life.

• One day I was craving a good, old southern tomato sandwich, a staple of my summer diet. But we had no tomatoes. I was just about to get in the car and drive to a produce stand to buy the tomatoes when I felt God tell me not to go, but to wait for the tomatoes. What a strange response, I thought. But I obeyed, wondering what God was up to. Within the hour, my son ran in from the neighbor’s house with several large, juicy ripe tomatoes in his hands. “Mom,” he cried. “Miss Joyce had too many tomatoes and I told her you’d love to have some!” I didn’t miss that opportunity to let my son know how God had used him to answer his mom’s prayer.

• A new necklace was all the rage and caught my eye several times as I saw it on the necks of other women. Usually I’m not much of a jewelry person, but there was something different about this particular necklace. I even found one for a reasonable price at a little home jewelry show and had it in my hand to buy it when I felt God nudging me to put it back. “But it’s a great price,” I told God—as if He didn’t know that. Again, I felt Him telling me to put it back. I will provide, I heard Him say. The following month we were visiting my stepsister, Becky, in Florida and I noticed that she was wearing that same necklace. I told her how much I liked it. “Oh,” she replied. “Do you want one? Because I got one for a gift and certainly don’t need two!” And just like that, I was the proud owner of a necklace I really wanted. And I didn’t have to spend a dime.

These are a few just examples of the countless times that God has shown us that He hears our prayers, He cares about the details, and He will move on our behalf. Sometimes we just have to be patient. And sometimes we have to learn to take no for an answer. Because I’ve seen God provide in miraculous ways, I’ve learned that when He says no, there has to be a good reason. And I must accept his no and move on instead of brooding over it. This process has taught me much about holding the things of this earth lightly—and has drawn me closer to the Father’s heart in the process. Through it all, we’ve indeed found hope in what could have been seen as a hopeless situation.

Do you need to find hope for your finances? The God of hope (Rom. 15:13) is waiting to show you the way out of debt and into freedom.

Study

Read Genesis 6:5; Luke 2:19; and Hebrews 4:12. How do these verses relate our thought lives to the condition of our hearts?

Reflect, Discuss, Plan

1. Was it a different concept for you to think of money as being tied to your heart attitude instead of your thought life?

2. What heart attitude do you struggle with the most—commitment, obedience, surrender, or prayer? Is there a part of you that still wants to control the situation and is hesitant about involving your heart in the process?

3. In the car that night prior to Christmas, we took a big step toward getting out of debt, as we verbally committed to each other to do whatever it took to get out of debt. Has there been a time when you’ve taken this step with your spouse? Does there need to be?

4. Have money problems been the lowest point in your marriage? If so, why do you think that is?

Take Action

Are you facing a particular situation that feels hopeless? (A bill that’s due, large amounts of debt to pay off, a purchase that needs to be made but no money to make it, etc.) Write down Romans 15:13 and then spend time praying that verse aloud. If you’re working through this book with your spouse, pray together.

Free Glass Straws

April 27th, 2009

I just discovered this giveaway at GlassDharma today.  It’s good through April, so you’ll have to hurry.  I’m trying to minimize use of disposables and plastics, and this will help.  Hurry.  Go here now for this offer.   The straws are free, but you will have to pay $3 for shipping.  It’s still a bargain. 

You can display a little more class by using glass.

Be Strong

April 26th, 2009

Finally, be strong in the Lord and in the strength of his power.  Put on the whole armor of God, so that you may be able to stand against the wiles of the devil.  For our struggle is not against enemies of blood and flesh, but against the rulers, against the authorities, against the cosmic powers of this present darkness, against the spiritual forces of evil in the heavenly places.  Therefore take up the whole armor of God, so that you may be able to withstand on that evil day, and having done everything, to stand firm.  Stand therefore, and fasten the belt of truth around you waist, and put on the breastplate of righteousness.  As shoes for your fee put on whatever will make you ready to proclaim the gospel of peace.  With all of these, take the shield of faith, with which you will be able to quench all the flaming arrows of the evil one.  Take the helmet of salvation, and the sword of the Spirit, which is the word of God. 

Pray in the Spirit at all times in every prayer and supplication.  To that end keep alert and always persevere in supplication for all the saints.

Ephesians 6:10-18

Green Bags

April 25th, 2009

Green bags, red bags, blue bags and purple bags.  They’re all green when they’re reusable.  Today we go on another venture searching out bags to stitch, knit and crochet.

You can even have a bag to hold your bags if you’re still collecting those plastic bags.

Indigo Blue has a nice chunky knitted bag.  Knit on the net also has a nice market bag.  Berroco has a knit woolly market bag inspired by Mexican textiles.

Little House in the Suburbs has a cute bag crocheted out of fun fur.  My Recycled Bagshas one crochet out of plarn.  You can also find The Green Shopping Bag at this site.  This site has lots of good crochet bag patterns.  Another one is the recycled bread bag tote.

If you’re rather sit at your sewing machine or serger, there are bags for you, too.  Craft Stylish has a tutorial on how to sew your own produce bags.  You can go here to see how to sew a fabric shopping bag.  And for the ultimate, go to tipnut for 35 free bag patterns you can stitch up.

That should keep us busy for awhile.  Happy bag making.  You do realize what a great gift these would make, don’t you.  Start now and you can get some Christmas gifts done up early.,

Are HCA Standards Dropping?

April 24th, 2009

They certainly appear to be at Community Hospital of New Port Richey, FL.  During a pre-employment physical, employee health nurse, Corrine, created a medical diagnosis for me.  That goes beyond the scope of nursing practice.  Only physicians are allowed to give a medical diagnosis.  And rarely does a physician do so without a hands on examination and diagnostic tests.  I guess Community Hospital is not aware that nurses are not allowed to do a physician’s job, especially if that is a means of discriminating against an employee or potential employee.

When a person is in the interviewing and preliminary states of a job, it is illegal to ask the applicant’s age.  This is only found out after you’ve been offered the job and have to fill in the mounds of paperwork.  My job was offered on the contingency of passing a background check and urine drug screen.  That was easy.  I have to wonder if my age had anything to do with nurse Corrine’s creative diagnosing which amounted to giving me a disability – another thing that is not supposed to cause discrimination as long as a person is capable of doing his job.  After jumping through hoops to get a signed release from a doctor I had only seen one time, it still wasn’t good enough for Corrine.  This was even a doctor she chose.

The next round was a little meeting with Christine, who heads up HR and Nurse Susan, the unit manager of the behavioral health unit.  Susan told me that they were unable to hire me, because it would be an unsafe environment for me.  She admitted that staff members are expected to routinely enter the rooms of potentially violent patients alone.  She also admitted that they have insufficient backup on the unit to protect their employees, especially on the night shift.

It sounds as if God had a hand in protecting me from HCA’s lack of concern for employee safety, but it still irks a person when discrimination is part of the picture.  My first job as a nurse was at an HCA hospital.  It’s sad to see they have now lowered their standards this much.

Have you ever run into discrimination during a job search?  If so, what did you do about it?  I’ve already been advised to seek legal counsel.