By Mary Hunt
Mortgages, credit card balances, student loans, car loans, and home improvement loans have become a way of life. All that debt is putting not only our present at risk as we live paycheck to paycheck but our futures in jeopardy, as shockingly few of us have enough put away for retirement. But personal financial expert Mary Hunt wants you to know a radical but simple truth–you really can get out of debt and stay out of debt–for the rest of your life.
If you have been struggling to pay the bills, if you feel like you just can’t make your finances work, if you feel like your money situation is getting out of control, you need this book. It can change your life, just as it’s changed the lives of hundreds of thousands of others already.
This book has been as exciting to me as any novel. I couldn’t put it down. I’ll need to give you a little background so you’ll understand why.
I had at one point become debt free and was building up a nice emergency fund. Then the emergencies started happening. We used over $3,000 for Consumer Man’s car emergency. I thought, “That’s okay. I’ll just build it back up.”
Nice thought. Then while stopped at a traffic light, a kid rammed into the back of my car. This resulted in a low back injury. I thought, “That’s okay. I’ll just do everything the doctor tells me, get back to 100% and back to work.” Wrong. The doctor told me I would be permently disabled and never be able to work an eight hour nursing shift. Excuse me, I do twelve hour shifts.
Then another car emergency. Mine this time. The kid’s insurance paid for all the visible damage, but all of a sudden the battery pack had to be replaced in my hybrid. The dealership thought it was probably related to the accident but couldn’t prove it. So out comes the credit card – the one which was only used if I bought something on line and paid it off within the grace period. Over $3,200 went on that puppy.
Then Consumer Man had more car problems. Now there’s over $5,000 on that card, and I’m struggling.
That’s when this book came along and I now have hope as I’ve begun implementing Mary Hunt’s guidelines. It feels so good to have someone who understands “hold your hand,” and shows you how to conquer that load of debt. Thank you, Ms Hunt, for your crusade against debt.
***A special thank you to Lanette Haskins for providing a review copy.***
Mary Hunt is an award-winning and bestselling author and the founder and publisher of Debt-Proof Living. Her books have sold more than a million copies, and her daily newspaper column, Everyday Cheapskate, is nationally syndicated and enjoyed by hundreds of thousands of readers. Hunt speaks widely on personal finance and has appeared on shows such as NBC’s TODAY and Dr. Phil. She and her husband live in Colorado. Learn more at www.debtproofliving.com.